Throughout these
chapters, I actually became quite fearful. There is so much fraud in the world
that I had no idea about. I was aware of all of the health and fitness scams,
which are something I am always exposed to. My friends are always ‘sharing’
them on Facebook and what not. I feel as though younger generations have become
so obsessed with physical appearance. Although, this is something all
generations struggle with.
I have realized
that I have had many experiences with ‘quacks,’ however, they were my friends. They
would believe in a product that was not approved what so ever and try to ‘sell’
it to me. I always could see how it was wrong and I have always been skeptical
of such things. They were usually always some sort of beauty product. It was
interesting to learn how quackery is sometimes unintentional, whereas health
fraud is intentional. That statement almost glamorizes quackery just because
someone may not realize they are wrong.
The Health
Reform has been a huge topic of discussion for most Americans. This reform is
forceful, without obtaining the insurance a fine will have to be paid. There
are subsidies and things people can do if they are having trouble affording
this care. However, many of my friends in their early 20’s are still speaking
of how the deductible is higher than the fine, so it makes more sense for them
to just pay the fines than to actually obtain the insurance.
Selecting an insurance
plan is definitely a process. Many people struggle with high deductibles or
with how much of their care will really be covered. It was nice to learn about
all of the supplemental plans out there, some in which I may use as I grow
older. It is important to know your needs and to have a plan of want you want
when looking to buy insurance. That way you can get the most coverage for what
you need and avoid paying for extra things that you do not need.
I will in the
future avoid being a victim of quackery by looking for red flags such as
advertisements stating something is ‘all natural’ or ‘magical.’ Before using
any medical products I will be sure to talk to my physician first. I normally
partake in this act. For certain products I will check with the FDA to make
sure the product is authentic. I will also not believe everything I hear and be
skeptical towards products that are flashy or seem to be an easy and quick fix
for a life situation.
This summary of
the Affordable Care Act was helpful to understand it better. It is long, but it
is all spaced out and categorized so that I could look up certain parts I was
struggling to understand. http://kff.org/health-reform/fact-sheet/summary-of-the-affordable-care-act/ It is an
intensive law and it was nice to look at a broken down more detailed version.
I do feel I put
in the needed time and effort in this module because I always handed all of my
work in on time. However, I still am in the habit of saving my work and then
handing it in before it is due. I think this is because a lot of times I am
working from a place where there is no Wi-Fi so a question or response is saved
into a word document and I do the work there and am unable to submit so I wait 'til
the last minute to do so. I have been reading more and more posts rather than
just reading two and responding to them, and I have been learning quite a bit
from what the other students are saying. I would suggest people read more posts
definitely, and just try to stay up to date and make sure assignments are in on
time. It makes it easier for people to respond to discussions if there are
actually posts to read.
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